Latest Articles
Our blog highlights perspectives on retirement, investing, taxes, and transitions, sharing ideas shaped by everyday planning conversations and the real financial questions people bring to us.
I’m 33 and want to retire at 40, but have expensive medical needs — how can I achieve financial independence?
Hi, I am a 33-year-old that is actively saving and building toward a passive income stream enabling me to either retire early or shift to a nonprofit career instead of my current job in tech. I have about $200,000 in taxable investment accounts, $120,000 in liquid savings, and own my home with a $240,000 mortgage and about $300,000 in equity. My 401(k) and Roth are both maxed each year and have a combined value of…
Retirement Planning: How to Start a Retirement Fund
Even though you know it’s good for your long-term financial health, deciding how to save for retirement can be less than appealing. The good news is that you can knock this off your to-do list quickly. Here’s how to start a retirement fund. “The chance to build retirement savings that will be 100% tax free is something everyone should consider,” says David D’Eredita… Continue Reading ▸ By: Bob Sullivan | Published: Jul 9, 2022
… What Happens When The Feds Cuts Interest Rates?
Bubble economy. Crisis. Recession. These terms have become all too familiar to Americans over the last decade and a half. When maladies like these begin to undermine the U.S. economy, it’s the job of the Federal Reserve to jump in and cut interest rates to help things get back to normal. “Reactionary investment actions are rarely great ones,” says David D’Eredita, founder of Rise Private Wealth Advisor, in Tucson, Ariz. “Changes to the economic environment…
How to Choose a Target Date Fund
Life is complicated enough, so retirement planning shouldn’t have to be. Choosing a target date fund can make planning for retirement a whole lot easier. About 45% of the world’s total market capitalization is in companies based outside of the United States. “You want to peel back the onion of a target date fund and make sure it owns international stocks,” says David D’Eredita… Continue Reading ▸ By: Carla Fried | Published: Oct 14, 2021
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5 Money Moves to Set up New College Grads for Financial Success
Virtually no one graduates from school with a complete financial playbook, and many grads get their first job and rent their first apartment without receiving much of a financial education. Where to begin? How about here: Read on for the first five things financial advisors say every new grad should do to put themselves on track toward financial well-being and success. “Right from the start, day one, you need to make a budget,” says David…
Press Release | Scottsdale Wealth Advisory: Invest With Purpose For A Successful Retirement
Scottsdale Wealth Advisory is one of the most respected financial advisory service providers in the Southwestern US, offering full-service financial management, educational resources, and events to the public. “Scottsdale Wealth Advisory was launched with a vision and set of principles that we continue to maintain as a firm,” explains Senior Vice President David D’Eredita. “We are ever-mindful of our role as a… Continue Reading ▸ By: Zoey Thompson | Published: August 15, 2019
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The Role of Guaranteed Income in Strengthening Your Retirement Plan
One of the biggest shifts in retirement is moving from a regular paycheck to relying on personal savings and other income sources. For many families,…
The Power of a Mid-Year Financial Checkup: Staying Ahead of Life’s Changes
Financial planning is not a one-time event. Life evolves, and so should your financial strategy. A mid-year financial checkup provides an opportunity to pause, review…
Financial Literacy Month: The Essential Money Lessons Every Adult Should Know
April is Financial Literacy Month, a reminder of the importance of education in making informed financial decisions. No matter your age or stage of life,…
Breaking Down Complex Financial Topics into Simple, Actionable Steps
Financial planning often involves terms and strategies that can feel overwhelming. From Roth conversions to estate planning, many families feel uncertain about where to begin….
From Roth Conversions to Tax-Loss Harvesting: Practical Ways to Reduce Lifetime Taxes
When planning for retirement, taxes can significantly affect how much of your savings you keep. While no strategy removes taxes entirely, certain approaches can help…
Tax Diversification Strategies: Why It Matters More Than You Think
Retirement planning often focuses on investments, but taxes play just as important a role. Wherever you hold your money can affect how much you keep…
Annuities Explained: Clearing Up Misconceptions and Exploring Their Real Value
Retirement planning often involves coordinating multiple income sources, from Social Security to pensions and personal savings. For some families, annuities may also play a role….
When and How an Annuity Can Support Your Retirement Income Strategy
Creating income in retirement often involves combining Social Security, pensions, investments, and personal savings. In some cases, an annuity retirement income strategy may also play…
Starting 2026 Right: The Power of a Financial Review for the Year Ahead
The start of a new year is often a time for reflection and fresh priorities. Beyond resolutions, it can also be an ideal time to…
New Year, New Goals: How to Align Your Finances with What Matters Most
The beginning of a new year brings fresh energy and new priorities. It is a time when many people think about health, family, and long-term…
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