Checklist for Handling the Death of a Spouse
When your spouse dies, their affairs need to be set in order. You might find yourself planning a funeral, paying bills and closing accounts. The list of things you need to do can seem endless, especially during a time when you are also grieving. These emotions can be especially strong if the death is unexpected. Living expenses for one person are often not much less than living expenses for two. Your mortgage or rent will probably remain the same. Some expenses may even increase if you need to hire someone to do something your spouse previously did. David D’Eredita, a financial […]
I’m 33 and want to retire at 40, but have expensive medical needs — how can I achieve financial independence?
Hi, I am a 33-year-old that is actively saving and building toward a passive income stream enabling me to either retire early or shift to a nonprofit career instead of my current job in tech. I have about $200,000 in taxable investment accounts, $120,000 in liquid savings, and own my home with a $240,000 mortgage and about $300,000 in equity. My 401(k) and Roth are both maxed each year and have a combined value of $70,000 right now. I currently make around $120,000 a year, and my long-term partner adds about $40,000 to shared income, but we are not […]
Retirement Planning: How to Start a Retirement Fund
Even though you know it’s good for your long-term financial health, deciding how to save for retirement can be less than appealing. The good news is that you can knock this off your to-do list quickly. Here’s how to start a retirement fund. “The chance to build retirement savings that will be 100% tax free is something everyone should consider,” says David D’Eredita… Continue Reading ▸ By: Bob Sullivan | Published: Jul 9, 2022
What Happens When The Feds Cuts Interest Rates?
Bubble economy. Crisis. Recession. These terms have become all too familiar to Americans over the last decade and a half. When maladies like these begin to undermine the U.S. economy, it’s the job of the Federal Reserve to jump in and cut interest rates to help things get back to normal. “Reactionary investment actions are rarely great ones,” says David D’Eredita, founder of Rise Private Wealth Advisor, in Tucson, Ariz. “Changes to the economic environment really shouldn’t be… Continue Reading ▸ By: Brian O’Connell | Published: Jan 10, 2023
How to Choose a Target Date Fund
Life is complicated enough, so retirement planning shouldn’t have to be. Choosing a target date fund can make planning for retirement a whole lot easier. About 45% of the world’s total market capitalization is in companies based outside of the United States. “You want to peel back the onion of a target date fund and make sure it owns international stocks,” says David D’Eredita… Continue Reading ▸ By: Carla Fried | Published: Oct 14, 2021
5 Money Moves to Set up New College Grads for Financial Success
Virtually no one graduates from school with a complete financial playbook, and many grads get their first job and rent their first apartment without receiving much of a financial education. Where to begin? How about here: Read on for the first five things financial advisors say every new grad should do to put themselves on track toward financial well-being and success. “Right from the start, day one, you need to make a budget,” says David D’Eredita… Continue Reading ▸ By: Marianne Hayes | Published: Dec 19, 2022
Press Release | Scottsdale Wealth Advisory: Invest With Purpose For A Successful Retirement
Scottsdale Wealth Advisory is one of the most respected financial advisory service providers in the Southwestern US, offering full-service financial management, educational resources, and events to the public. “Scottsdale Wealth Advisory was launched with a vision and set of principles that we continue to maintain as a firm,” explains Senior Vice President David D’Eredita. “We are ever-mindful of our role as a… Continue Reading ▸ By: Zoey Thompson | Published: August 15, 2019
