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Insurance & Protection Strategies

Insurance planning at Rise explores life insurance, annuities, and care options. We help clients evaluate how these tools may support retirement income and family priorities over time.

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The Value of Insurance & Protection Strategies

Supporting Income Stability

Insurance tools, including annuities, can provide income options in retirement that complement investment strategies.

Protecting Family Needs

Insurance may help support dependents or provide resources for heirs, adapting as family priorities evolve.

 

Preparing for Risks

Planning for care costs or unexpected events keeps financial strategies connected to real-life challenges that may arise.

The Birth of a Grandchild

Congratulations! The arrival of a grandchild is always an exciting time. Since many grandparents wish to assist in covering their grandchildren’s future financial needs, it’s also a good time to consider financial preparations for the future. If you hope to provide funds to your grandchildren, both 529 plans and trusts are beneficial options.

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Insurance Planning That Fits Life’s Changing Needs

Insurance planning is about connecting tools like life insurance, annuities, and care coverage to retirement and family goals. At Rise, these conversations are rooted in education and clarity.

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  • Life Stage Support
    We revisit insurance needs as families grow, retirements begin, and legacy priorities develop.
  • Annuity Education
    We explain how annuities work, comparing options and clarifying potential roles in retirement income.
  • Family Protection
    Life insurance strategies can provide resources for dependents or future generations, depending on your situation.
  • Care Planning
    We help clients think through potential long-term care costs and how insurance may play a role.

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Frequently Asked Questions

Insurance & Protection Strategies

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In retirement, insurance can include life insurance, long-term care coverage, and annuities. Each plays a different role, from income stability to supporting family or legacy goals.
Annuities can be helpful for some retirees and unnecessary for others. They provide lifetime income, but costs and features vary. At Rise, we explain how they work and where they may fit. Contact us to request an annuity education session. Click here to view a sample Annuity breakdown.
Life insurance needs often shift over time. Younger families may want term coverage for protection, while retirees might explore permanent insurance or supplemental coverage to address specific planning goals.

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