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Retirement Income Planning

Retirement income planning at Rise focuses on organizing income from Social Security, annuities, and investments, helping clients align resources with the lifestyle and priorities they want in retirement.

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The Value of Retirement Income Planning

Shaping Life After Work

Retirement planning organizes Social Security, pensions, and savings, creating income strategies that reflect lifestyle choices and long-term priorities.

Coordinating Accounts

From 401(k)s to thrift savings plans, retirement planning combines different income sources into one approach, reducing confusion and overlap.

 

Planning for Change

Spending patterns and markets shift. Regular income planning conversations help retirement strategies remain connected to current circumstances and goals.

Making the Transition to Retired Life

After all your years of hard work and disciplined saving, you’ve made it to retirement – congratulations! Now, the challenge becomes tackling common retirement transition concerns so that you can live out the ideal retirement you’ve dreamed of.

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Creating Steady Income for Life in Retirement

Retirement is about creating income you can depend on. At Rise, we organize Social Security, pensions, and retirement accounts into strategies that adapt as life changes.

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  • Tax-Free Options
    Strategies may include Roth accounts or municipal bonds to support tax-free income, depending on your circumstances.
  • Coordinating Sources
    We bring together Social Security, pensions, annuities, and accounts like 401(k) and 403(b), creating one consistent income strategy.
  • Planning for Heirs
    We discuss legacy considerations, reviewing how income and assets may be structured for future generations.
  • Regular Reviews
    Twice-yearly reviews help us revisit income needs, spending, and market conditions, keeping your plan connected to your life stage.

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Frequently Asked Questions

Retirement Income Planning

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Many of our clients begin these conversations in their 50s or 60s, but earlier planning can create more options. We help organize Social Security, pensions, and retirement accounts into a clear income picture.
We bring together Social Security, pensions, annuities, and accounts like 401(k), 403(b), profit sharing, and thrift savings plans. We also consider tax-free income strategies and planning for heirs.
Once retirement begins, we meet with clients regularly to revisit income needs, review tax impact, and adjust as life unfolds. This ongoing process keeps plans connected to current priorities.

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